Read about secured credit cards

If you have debt on many credit cards, focus on paying off the one with the lowest balance first. It is much easier to focus on one card at a time, and you will be encouraged to move onto another card once you pay one off. Send in additional payments on your credit cards, if you ever have free funds. After you begin to eliminate the debt on your credit cards, cancel the most recent cards and keep the one you have had the longest. A card that has a long and solid history with you will help your credit score.

05/14/09 11

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