Bad credit credit cards, exploring the topic
Sometimes, credit card companies even bank on customers' inexperience to hit them with additional fees that more experienced creditors would know to refuse or ask to be waived. Here's how to tell which student credit cards are good, and which you should pass on. * Check the interest rate. The offer is good if the annual percentage rate, or APR, is equal to or only a couple of points above the going rate for a regular credit card. Don't bother applying for student credit cards with higher rates.